LAT Home
|
My LATimes
|
Print Edition
|
All Sections
More Classifieds
|
Real Estate
|
Cars.com
|
Jobs
Real Estate
SEARCH
You are here:
LAT Home
>
Real Estate
>
Interest
Buying
|
Selling
|
Rentals
|
Home
- -
Buying
Getting Started
Search for a Home
Financing a Home
Offers & Contracts
Closing the Purchase
Moving
- -
Selling
Deciding How to Sell
Valuing Your Home
Navigating the Deal
Planning Your Move
Place an Ad
- -
Renting
Search for Rentals
Tools & Services
Property Management
News & Information
Moving
Place an Ad
- -
Commercial
Search for Properties
News & Information
Write to Us
·
Personal Finance Center Home
·
Calculators
·
Mortgage Terms
·
Bad Credit OK Center
·
Equity Loan Center
·
Loan Program Guide
Mortgage Calculators
How Much Do You have to Earn to be able to afford this house? Enter the values below, and we'll tell you.
Annual Interest Rate
%
Term of the Loan
years
Purchase Price
$
How much can you put down?
$
Most lenders require a minimum cash down payment of 3% to 5% of the home purchase price
Annual Real Estate Taxes
$
If you're not sure what this would be, leave it blank. We'll estimate it for you.
Annual Homeowners Insurance
$
Assessments: lawn care, shoveling snow, etc.
$
Assessments are applicable for condominiums and some townhomes. If you're unsure, we recommend $50 for condos and townhomes. We recommend you leave it blank if the property is a single-family home.
Monthly Debt Obligations
$
Add up all monthly installment loan payments (i.e. car, boat, student, furniture)
Minimum Monthly Payments on Credit Cards
Monthly Legal Obligations (i.e. child support, alimony, court judgements)
Liquid Assets
$