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  • Deciding How to Sell
  • Valuing Your Home
  • Navigating the Deal
  • Planning Your Move
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· Personal Finance Center Home
· Calculators
· Mortgage Terms
· Bad Credit OK Center
· Equity Loan Center
· Loan Program Guide

Mortgage Calculators

How Much Do You have to Earn to be able to afford this house? Enter the values below, and we'll tell you.

Annual Interest Rate %

Term of the Loan years

Purchase Price $

How much can you put down? $

Most lenders require a minimum cash down payment of 3% to 5% of the home purchase price

Annual Real Estate Taxes $

If you're not sure what this would be, leave it blank. We'll estimate it for you.

Annual Homeowners Insurance $

Assessments: lawn care, shoveling snow, etc. $

Assessments are applicable for condominiums and some townhomes. If you're unsure, we recommend $50 for condos and townhomes. We recommend you leave it blank if the property is a single-family home.

Monthly Debt Obligations $

Add up all monthly installment loan payments (i.e. car, boat, student, furniture)
Minimum Monthly Payments on Credit Cards
Monthly Legal Obligations (i.e. child support, alimony, court judgements)

Liquid Assets $